You have the option of borrowing up to 90% of the home's value. 50% to 1. Suncorp has excellent specials with their 3-year and 5-year fixed. Step 2 – Settlement All relevant parties will work together to arrange a convenient settlement day and time. suncorp $3,000 cashback. Westpac charges $350 in discharge costs for their Rocket Repay Home Loan. 69% p. a. a. Suncorp Bank will issue your home loan account number via SMS and via your settlement letter. call 1300 889 743 phone GET A. a. Fixed Rate Home Loans If you’re particularly budget conscious, the Fixed Home Loan from Suncorp Bank may be a good idea because you’ll know exactly how much you’ll be paying back each month. For a principal and interest home loan, you will be required to pay a minimum monthly repayment. Affordable home loan rate for buyers or refinancers. Unloan – Variable Rate Home Loan – Refinance Only. Find outbound when you ability save. There are various reasons you might choose to do it – it could be that your fixed rate home loan is coming to an end, and you’re looking to lock in another low fixed rate, or it could merely be that it’s time to. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. One low rate, a discount that gets better every year, and no fees from us. Get discounted rates upfront on eligible loans (T&Cs apply). The lowest variable rate is 5. National Australia Bank Limited (ABN 12. Next. This offer is for new owner occupier Owner occupier An owner-occupier owns the home they live in which is used as their primary residence. No offset or redraw facility during the fixed rate period. Note: These payments don’t account for. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. ACN (Note - Either ABN or ACN is required. Details Monitored by Suncorp Compare best Home Loans Loan Gallery Finance 5. HPP Fixed Rates Special Offers valid 20 October 2023. These loans don’t have to be from another provider – you can refinance your home loan to a different loan product with your existing lender too. 46% (as of January 2023), who refinanced to a lower interest rate of 4. Guarantor mortgage: 100% of the property value plus costs. We'll show you your bespoke interest rate and repayment amount. 90% comparison rate*) for a 4-year term, BOQ’s Fixed Rate home loan has some of the sharpest fixed rates around. Not only that, but this loan. Your lender or broker will keep you updated on your settlement timing and process. can be eligible even with only 5% deposit) and up to 110% LVR with a home loan guarantor. 30% Deposit required. These rates are for secured. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. Currently, if you refinance with a Suncorp Bank Back to Basics home loan and borrow $150,000 or more, you won’t be charged an establishment fee or monthly account keeping fees 1. a. Problems paying your bills Understand your options. Currently, they are offering a Refinance Cash Bonus. Loan type. Existing lending ≥$150,000 and new equity lending between $10,000-$25,000 and borrowings ≤80% of the security property value (LVR) inclusive of lenders mortgage insurance (if. Loan Establishment Fee. Get more out of your home loan: Refinance and save with one of our competitive Fixed Rate or Standard Variable Rate home loans. Register for Internet Banking. Fast Refinance. a. Pay no annual fee for the life of the loan on an eligible new home loan package of ≥$150K. 23 Feb 2022an interest-only loan, for which only the interest portion will be paid off for a set period, typically one to five years. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus terms and conditions before making a decision regarding any. When refinancing, you don’t have to take on any extra debt – you can simply refinance the amount left to repay (the ‘principal’). 20% for new. 88 % p. Try SmartRefi Now. Say you buy a house worth $500,000. We offer a range of business loans and finance options. Credit criteria, fees and charges apply. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Home loan information and interest rates are for new loans only and are subject to change. # Discounted Back to Basics Variable Rate with Better Together Special. Buy my first home. Suncorp takes a personal approach to their customers enquiries and needs always courteous, polite and friendly mannerisms. Compare week-over-week changes to mortgage rates and APRs in Florida. Use the Suncorp App. 13% p. No notional rent. 73% p. To calculate your LVR divide the loan amount (exclude any redraw or offset balance) by the property value and multiply by 100. On the other hand, applying for a new mortgage is something you might do with your existing lender. Change Your Loan Term. 84% p. home loan comparison. 10%. For example, say you started with a 30-year loan but can now afford a higher mortgage payment. *The Comparison rate assumes a $150,000 loan over 25. Year 4 and thereafter. Up to $3,000 will put a spring in your step 5. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. a. For a faster response on your pre-approval enquiry, try our calculator to estimate your borrowing power and continue to apply online. Suncorp’s move follows Westpac’s decision last week to bin its $3500 cashback offer to refinancers on 30 June. 25% following the Reserve. Compare today's mortgage and refinance rates, November 20, 2023 - Rates down. Westpac and ANZ are also maintaining their mortgage cashbacks. Price. 04% p. Suncorp Bank has announced new interest rates for home loan customers following the Reserve Bank of Australia’s decision on Tuesday, 7 November 2023. Suncorp's home loan rates are quite competitive, especially its package home loans. 80% p. 94% for the last year. Heritage Bank Discharge Form: Call 13 14 22 to request property sold/refinance/partial release form. Name the goal. Refinance your eligible home loan and get $2,000 cashback. Step 3 – Set up repayments In your settlement letter. BankWest: $10,000 per annum. Average interest rate September 2023 5. 15% p. Suncorp - Up to $4000. We multiply the remaining balance on your loan by your interest rate and divide it by 365 to determine daily interest. For more information on this offer, chat. There’s no limit as to how many times you can refinance your home loan, so long as you save on interest rates. For a principal and interest home loan, you will be required to pay a minimum monthly repayment. For instance, some lenders may take longer to examine all your documents and paperwork, than other lenders would prior to making a. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. They provide one point of contact throughout, keeping you up to date every step of the way. For joint applications, only one cashback payment will be paid to the primary applicant. Financial counselling Free help to sort out your money. But your home loan is a long term financial commitment, so it makes good financial sense to to know which puts you ahead over time - a lower rate or a cash payment. a. If you have $10,000 in a Suncorp Everyday Options account in offset mode. Suncorp home loan refinance cash bonus of up to $3,000. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Plus an extra $1,000 Frontline Extra Bonus, is available for teachers, emergency workers and health heroes - our 'frontline' heroes during the COVID-19 situation - providing eligible customers with a cash payment of up to $4,000 in total. Choose your loan and repayment types to see the average interest rate for new home loans in September 2023 (Reserve Bank of Australia). But is that a better deal than a low rate?Compare today’s refinance rates. 32% p. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. This increase means that for every $100,000 of loan balance remaining on. Suncorp key facts. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 13% p. 65% p. a. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Refinance your home loan through SmartRefi, regardless if it's an HDB loan or a bank loan. 6. Calculate your total mortgage costs including how much of a down payment you can make and the closing costs to. $2,000 Refinance Cash Bonus + $1,000 Frontline Extra for $250,000 – $749,999, $3,000 Refinance cash Bonus + $1,000 Frontline if a. 4 per cent and Bendigo 2. Enjoy the flexibility of extra cash in your back pocket when you refinance your home loan to ME. The Green Loan has an ultra-low introductory rate of 0. Suncorp, which has a much larger insurance business, last year signed a deal to sell its bank to ANZ for $4. 84%. They are available 7 days a week and will meet at a time and place that suits you. Enquiring for a Home Loan Application is Easy - Just Fill Out Our Quick Form and One of Our Home Lending Specialists will Organise the Rest with You. The low rates alone might be appealing enough, but the loan also comes with handy features like extra repayments (free up to $5,000 per year), a split rate option and $3,000 cashback for eligible borrowers. Back to Basics Home Loan; Back to Basics Variable Rate is Suncorp Bank’s low-rate, low-fee, flexible home loan product. These investment home loan rates are based on data from Rate City and Mozo, sourced in December 2022, based on a loan amount of $500,000 and a minimum. au. Know the costs associated with refinancing. Suncorp has a loan package called the Deposit Kickstart Home Loan, which allows first-home buyers to get into the real estate market faster without needing a deposit using the help of a guarantor. Aussies looking to save money on their home loan and earn thousands of dollars cashback into the bargain have been rushing to snap up the generous refinance cashback offers available with Commonwealth Bank, Bank of Queensland and Suncorp this month. Flexible ways to repay. 02%: Get $2,000 cashback for applications received by 30 June 2020 and settled by 31 August 2020. We’re available seven days a week, by phone or wherever suits you. Your borrowing capacity relates to your current financial situation, including your income, financial commitments and regular expenses. For example if you’re refinancing to get better value Quick steps to complete and eSign Suncorp cashback online: Use Get Form or simply click on the template preview to open it in the editor. Month 2: $1,539. Click here to read our lender review of ANZ. 79% per annum comparison rate. Can consider exceptions on a case by case basis through a mortgage broker. Compare home loan rates from across the market, from online lenders to the Big Four banks. Read and accept the Declaration. Today’s average rate on a 20-year, fixed-mortgage refinance is 7. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Refinance your home loan through SmartRefi, regardless if it's an HDB loan or a bank loan. All assistance is 100% obligation-free - there's no cost or commitment. Refinance loans from 5. a. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. For example if you’re refinancing to get better valuesuncorp home loan cashback offer. When you bought your house, perhaps you took out an adjustable-rate mortgage (ARM). Talk to a home loan specialist. In the case of a refinance (or “refi”), you can expect to pay about 2% – 6% of the loan amount on your. suncorp forms. We’ll reply within two hours or by the next business day. Access to savings with unlimited redraws available. View HL Refinance Offer Broker Flyer_Nov 2021-SUNCORP. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. a. 2. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. Suncorp Bank will issue your home loan account number via SMS and via your settlement letter. a. Brad owns a home worth $500,000 and owes $200,000 on the mortgage. This process can take up to 20 days from when we receive the request. Your home loan offer documents will include two FASTRefi® forms, the Borrower’s Acknowledgement, Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Once your home appraisal comes back (if you need one), your loan will be reviewed by an underwriter for final approval. Limit of one $2,000 cashback payment regardless of the number of applications, applicants, properties or home loans involved per 12 month period. comparison rate) and is available to existing. The land title office in your state will have its own timeframe for amending your title. Less. How long does it take to refinance a home loan? On average, you can expect the entire refinancing process to take anywhere from 3 days to 6 weeks depending on the lender and the complexity of the loan. Discounted Back to Basics Variable Rate with Better Together Special Offer. You’ll need at least a 620 credit score to refinance your. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the. variable. $3,000 Home Loan Refinance Offer^ Effective Monday 26 July 2021, Suncorp will offer customers a $3,000 refinance incentive if they switch to Suncorp for loans of $750,000 or more. 24% p. Mortgage Application Fee—Lenders may charge about 1% of the loan amount to process mortgage applications, approved or not. Suncorp has just announced a bigger cashback offer if your loan is $1m or more:. Refinance New Home Lending. a. Best Mortgage Refinance Lenders 2023. Read our Home Loan Terms. Commonwealth Bank (CBA) – Between $0 and $49. Interest rates are rising, so the average rate may now be higher. To support our savings customers, the Bank’s 12-month term deposit rates will increase by 0. 00% on Sunday, Zillow announced. Owner Occupied. Aussies looking to save money on their home loan and earn $2,000 cashback into the bargain will be pleased to hear that Suncorp has extended its popular refinance cashback offer to give more borrowers the chance to switch and save before the offer ends on 30 September. Rates listed on Canstar’s home loans database show that, on average, the interest rates for investment loans will tend to be higher than those charged on owner-occupied loans. Competitive rates & offers – Suncorp now has a rate of 1. What is Lenders Mortgage Insurance (LMI)? In the event you are borrowing more than 80% of the value of a property from a Suncorp Bank, you will have to pay what’s called Lenders Mortgage Insurance (LMI). Refinance for new home lending of up to $750K receive $3000. 45% p. can be eligible even with only 5% deposit) and up to 110% LVR with a home loan guarantor. ). Compare home loan interest rates from 5. A spokesperson for the bank told Mortgage Business that Suncorp will discontinue offering personal loans as a standalone product from 16 February 2021, while Home Package Plus or My Home Package customers can. One of the latest deals is from Suncorp which has just rolled out a three-tiered cashback offer for eligible owner occupiers and investors, including a special for. Borrowers and Guarantors must be the same across all loans being varied on the one form. Print and sign the discharge form (downloaded from above) 3. Talk To Us At +65 8769 5300. $200k min loan. Package their new Standard Variable or Fixed Rate home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account as part of our Home Package Plus; Combine a Back to Basics home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account. a. Variation Document Delivery MethodCompetitive rates & offers – Suncorp now has a rate of 1. 05 % pa: Nil: Nil: Apply. Discharge fee: Your current lender will charge you a fee to exit the loan contract, which is usually around $300 or $400. refinance cashback offer. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 70% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. On a 30-year, $500,000 interest-only home loan with a 5-year fixed rate of 5%, your repayments would be $2,083 in that initial interest-only period. Unlike an ‘add’ loan, which increases the amount of your current home loan, an equity loan is a separate loan. 25%, according to. $2,000 + $5,000 = $7,000 less the flexiRate balance of $1,000 = $6,000. Homeloans Ltd Discharge Form: to receive your personal discharge form. Back; Self Managed Super Funds; International. Rates start at 2. Returning documentation: Documents must be returned to FMS by Monday 11 December 2023 with no outstanding items for verification. 85% p. Mortgage Refinance Costs. 6. In this option, a homeowner’s original loan is paid off by a new mortgage loan, with a new rate and set of terms. Save your deposit. ” In addition to the fixed rate, eligible customers refinancing their loans to Suncorp can receive cashbacks of $2,000 for loans between $250,000 and $749,999, and $3,000 for refinanced loans greater than $750,000. George transaction account within 60 days of settlement. No credit scoring. Comparison Rate. • $3,000 cashback for a new refinanced home loan of $500,000-$999,999, LVR ≤90%. The maximum loan size is $850,000 for purchase or refinance. from the Standard 3 Year Fixed Rate (currently 6. To get the best refinance rate in Texas, work on improving your credit score. - $3,000 cashback: For eligible refinancers on loans over $750,000 with an LVR below 90%. Best for a no-frills lender: Better. Home loan products . Will normally have to show your ability to save with 3 - 6 months of bank statements. Benefits Of Refinancing . Here are the tiers: - $2,000 cashback: For eligible refinancers on loans between $250,000 - $749,999 with an LVR below 90%. Many people refinance to a shorter term to save on interest. 99% (2. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 100% obligation-free advice. Enquire online Check interest rates. That’s a saving of up to $11,250. The most up-front benefit is a saving on your home loan, as interest rates can be reduced when home loans are packaged with other banking services. $3,000 Home Loan Refinance. Home Loan Finance Loans for the purchase of a residence, land, construction of houses or home equity loans. “Kate and her team play a critical role in Suncorp Bank’s home lending success. 85%, could save $269 per month in repayments, or $3,228 in just a year. Offer Details • Available for refinance applications (from another lender), with the minimum refinance amount of $750,000. By refinancing to a home loan with a 5% interest rate, she could reduce her. Confused about when to refinance your home loan and how you can benefit from it? Check out these 10 questions that you can ask. According to the Mortgage and Finance Association of Australia’s (MFAA) latest Industry Intelligence Service (IIS) report, it revealed that the major banks and regionals owned by the major banks gained market share as a result of a reduction in other types of lenders, white label loans, credit unions and mutuals and international bank segments. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Canstar may earn a fee for referrals from its website tables, and from Sponsorship or. pdf from BUS 501 at La Trobe University. Australia's best home loan and refinance cashback offers - October 2023. Compare home loan rates from 25+ lenders and see if you can save. When you refinance, you're replacing your original mortgage with a new mortgage that has a lower rate. variable. Fill out your details as requested. My current home loan is only 20 months old with good payment history. Principal and Interest repayments. ARMs can be an appealing option to borrowers because they initially come with a relatively low interest rate and can save you money on your. Get answers to your home lending questions, no matter how big or small. CBA’s main home loan is the the Wealth Package combined with their Standard Variable Rate Home Loan. Variable rate. 9 (562) Professional Partners 5. ). Suncorp can close your home loan and contact the land title office in your state to organise removal of the mortgage from your title. Comparison Rate* Repayment. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. Save for an emergency fund Be prepared for life’s surprises. 47% p. 92% p. Home Loan Experts. a. Find a home loan that suits your needs in minutes. Refinancing your home loan can be a great way to reduce your repayments, pay off your home loan faster, or even leverage your equity to get some cash out for home repairs or. Find out about our latest home loan offers, including cash back bonuses when you’re refinancing on an eligible loan. Refinance Cashback Offers. This estimation takes approximately 2 minutes to complete and will also tell you if you could be eligible for the First Home Buyers Grant in your state. 6. Find out more. In a similar move, Suncorp also made the decision to lower its variable rates for the Standard Variable Home Loan Special for owner occupiers (LVR of <60%) by 10 basis points, by 15 basis points for the 60-70% LVR tier and by 5 basis points for 70-80% LVR . Variable Rate. 3x properties with $500,000 debt will equate to a $9,000 refinance rebate). For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 70% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Look for refinance underwriting conditions. 6. Hopefull, South Australia, reviewed about 2 years ago. Finder's 2023 Home Loans Awards winners. Follow the prompts on screen or in the email sent to you to finalise your request. Maximum LVR 60%. a. A rate which is designed to better reflect the cost of the loan by factoring in some of the associated fees (e. It also pays to carefully compare APRs, which include the interest rate and the associated fees, to ensure the best value. account_balance Lender type: Bank. Payment. Luckily, there are some lenders that offer ‘non-genuine savings’ loans if you can meet standard lending criteria. Automatically track your home loan against daily market rates and refinance at the right time in just 3 steps. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. a. At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 8. 79% p. Chase – Best For Relationship. Receive $3k cash with a new home loan of $500k+ For new purchase and refinance applications when borrowing 90% or less of the property’s value. Below is the latest list (as of October 2023) of lenders that are currently offering cashback for refinancing. * Comparison Rate 6. Here are the current mortgage rates, as of Nov. Qualifying Home Loans – means the type of Eligible Home Loans that can qualify for interest rate discounts. 9 billion. Business Lending Products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Download the Suncorp App. If you're thinking of refinancing a home loan, now's the time to switch to ANZ. Call 1-800-644-4815. Refinance and get our standard Refinance Cash Bonus plus an extra $1,000 with an eligible Suncorp Bank home loan. you can also see your fixed rate term end date each time you view your fixed rate loan details. After comparing her options and consulting her mortgage broker, she decides to switch to a smaller non-bank lender. 91%: Get $2,500 cashback when you refinance or apply for a new home loan by 28 August 2020 and have the loan settled by 30 October 2020. edited 2014-Nov-28, 5:53 pm AEST. 69%. 1. 02%: Get $2,000 cashback for applications received by 30 June 2020 and settled by 31 August 2020. from. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. 89% p. This repayment will require you to pay the interest charge, as well as reducing the principal amount of. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. The 30-year fixed mortgage rate on November 19, 2023 is down 25 basis points from the previous week's average rate of 7. Ratecity said many of the offers do not stack. ^ ^$2k + 1k (eligible frontline workers only) for refinanced loans $250k-$749k. The offer is available to eligible new customers refinancing a home loan valued at $250,000 or greater to Suncorp. a. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. First name. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. By refinancing, you’ll be replacing your current mortgage with a new one that. For example, you might be borrowing $400,000 to purchase a home. 00% and you have $400,000 remaining on your loan. From 16 June, Suncorp Bank will increase home loan variable rates by 0. RateCity research shows that a homeowner with a 25-year, $750,000 home loan on the RBA’s average ongoing variable rate for current owner-occupiers of 5. 79% When calculating your home loan interest, we’d add your Everyday Options Account balances together i. Suncorp can close your home loan and contact the land title office in your state to organise removal of the mortgage from your title. $3,000 Home Loan Refinance Offer & NO annual fee for the life of the loan which is equivalent to $11,250 over 30 year. Suncorp has loans for borrowers. Refinancing a home loan is the process of switching from your current loan to a new one, either with the same provider or a new one. Worst bank ever to process home loan application for refinancing if you are existing customer. A refinance can also help you switch from one type of mortgage to another. 3M Compounded SORA + 0. LMI is a cost that protects the bank in the event you are unable to pay your mortgage. If you do not want to receive any of this information, just contact us on 13 11 55. Suncorp Bank (Suncorp-Metway Ltd ABN 66. 39% (2. Mechanically, the old loan is paid off and replaced with a new loan offering different terms. For joint applications, only one cashback payment will be paid to the primary applicant. Type of Loan Suncorp Bank Home Loan Fee or Charge Description Variable Rate Fixed Rate Back to Basics Setting Up a New Facility Payable on each loan application and will be charged only once where there are multiple facilitiesProducts and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 03 % pa: $445: Nil: Apply. Fee waiver Eligible borrowers can get their annual package fee reimbursed for the life of the loan (while the package is active). The best floating rate home loan refinancing products, which are listed above, tend to be about 10% to 15% lower than the average of floating rate home loans according to our research. 4 out of 5 stars from 79 genuine reviews (page 3) on Australia's largest opinion site ProductReview. Assuming a 30-year loan term, if you switched to that lower rate your monthly repayments. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. Are you looking to refinance to save money on your home loan repayments? There are so many different products, interest rates and fee's to consider when you…Suncorp has launched a home loan refinance cashback offer of up to $4,000 for health, education and emergency service workers. comparison rate*) Notably, the. *Assumes LVR of <80% and that the loan is Principal and Interest. Excludes non-resident applications.